Marriage, Teenagers and Your Texas Auto Insurance: When To Switch to Save Money

By Amy Kitchel


When you get married you will likely have more than one vehicle. Texas auto insurance companies offer great discounts for policies with multiple cars and for policyholders who are looking to combine their policies. Make sure that you shop around and get all the information you need from different companies to make sure you are saving the most.

Also look into switching policies if you get divorced. Getting a divorce means a new address, separate cars, fewer cars and changing names. These all provide reason and opportunity to find a new Texas auto

Shop around for a new Texas auto insurance policy when your kids become teenagers and start to drive. Not only does your child's 16-birthday mean a new driver, but it might mean a new car and it always means more Texas auto insurance. Adding a new driver to your policy can often cause an increase in your rate with your existing company, however, a new company may see things differently. Some companies even offer discounts for your drivers with good grades.

Adding a teenage driver to your Texas auto insurance policy can lead to discounts - many companies offer discounts for things like good grades and taking defensive driving classes. In addition, adding a teenaged driver to your policy can help you to qualify for multi-car discounts.

Be sure to consider the pros and cons of adding a teenage driver to your existing policy versus getting them their own policy. You might find that having separate policies is less expensive and it will curb your personal liability by ensuring that you are not responsible to pay more on your policy when your teenage driver makes a mistake.

As you can see, whenever there is a major change in your life it is a good time to consider switching your Texas auto insurance policy. By updating your policy once a year you will make sure that you are getting the best possible policy options and saving the most money.




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