5 Things to Look Out for When Buying Homeowners Insurance

By John H. Jeffries


Manassas, Virginia, is a city of about 30,000 people located in the northern part of the state. It is famously remembered for being the location of the Battle of Manassas, or the Battle of Bull Run, the first major battle of the American Civil War. As such, it is a city loaded with history and a local, family feel. If you find yourself moving to Manassas, VA and need to set up your home, there are a lot of services that you may need to organize before moving in.

I'm not exactly sure what our parents were doing while these healthy childhood activities were going on. Mostly, they seemed to smoke, drink, argue, cookout, and do yard work. Despite a seeming lack of responsible parental supervision, we somehow grew into relatively normal (*cough*) functioning adults despite our rather adventuresome recreational activities. Today I wonder if perhaps the sometimes rough and tumble exercises of our youth weren't the perfect training grounds for the challenges of the adult workplace. I can still dodge a good dirt-clod and deliver a well-aimed strike when one is sorely needed.

But in the 1960's and 70's, America's youth yearned for nourishment, not just of the flesh, but of the mind, and I was no exception. Fortunately, Washington DC had 5 channels of television to satisfy our burgeoning intellectual curiosity. I was a big fan of Channel 20 (you had to turn to that particular channel using a separate UHF dial, a clear indicator that it was 'special'). My parents dug Channels 4, 5, and 9. No one I knew watched Channel 45. Channel 20 offered a veritable treasure chest of offerings. Where else could you see Will Robinson and Robot traverse the dangers of the galaxy and the diabolical Dr. Smith? What other source of knowledge and wisdom could provide the life lessons encapsulated in the adventures of Ultraman and Speed Racer? Channel 20 was a portal to unlimited information and experience, where I met and fell in love with Herman Munster, Marine Boy, Kimba the White Lion, and countless other important world influences. And Channel 20 was the only television station that had its very own spiritual leader, Dick Dyszel, who taught kids everything they needed to know as Bozo the Clown, Count Gore De Vol, and 'Captain 20'.

It was at night however, during the witching hours, that the TV of my childhood shared its darkest and most meaningful secrets. 11:30pm was a magical moment. Either with parental knowledge, or without it, huddled around the 15" black and white television with its directional telescoping antenna extended and pointed for maximum reception clarity, we were ready to be thrilled. And thrilled we were. I spent a good portion of my youthful weekend nights transfixed by the horror classics as presented by the previously mentioned Count, or by another of my childhood favorites, all the way from Detroit, Sir Graves Ghastly.

4. Combine Virginia Homeowner and Auto Insurance to get discounts. Most Virginia Insurance companies offer a discount for combining the two policies. With this added discount you can often use those saving to protect your assets with a Virginia Liability Umbrella Policy. The savings on combining the coverage often allows you to pick up this valuable excess bodily injury and property damage liability very affordably.




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