Securing domestic helper insurance for your maid is a good step in securing not just your maid's future but yours as well. In some constitutions, obtaining insurance for maids is mandatory and it's not surprising why. Maids, especially foreign workers, are employers who are financially helpless when it comes to sudden accidents and hospitalizations. Their employers are their only hope for survival. Insurance for maids then becomes indispensable not just for the helper but for the employer as well. The insurance plan to choose then is one that should cover many critical points.
Health Coverage Many insurance plans have varying inclusion when it comes to medical expenses. To be sure, get the plan that has extensive hospitalization coverage. That may include shouldering the cost of hospitalization after an accident or injury. This includes reimbursements of fees and not just specific daily allocation of expenses. Medical check-ups of all types must also be considered in the plan without any exception to all diseases.
Accidental Coverage A domestic helper Insurance plan must offer to indemnify you and your maid from any liabilities arising from accidents. A good plan at that even includes third party offenses. These scenarios are likely to transpire after all but make sure you get the most out of what you are paying for.
Check the coverage of the insurance; it must be above average on what you're paying for monthly. Plus, the good insurance plan for maids must be transferrable and the transferring process must be easy for the employer. This is a rare case; most insurance are not transferrable to other maids and may require tedious process for continuation to others.
Securing a domestic helper insurance plan is a practice of responsibility. Maids are after all just like any other employees and with the nature of their work, they should be the ones always insured. If you decide to insure your maid you are going beyond the benefit of free liability but you are fostering a professional relationship with trust and responsibility.
Health Coverage Many insurance plans have varying inclusion when it comes to medical expenses. To be sure, get the plan that has extensive hospitalization coverage. That may include shouldering the cost of hospitalization after an accident or injury. This includes reimbursements of fees and not just specific daily allocation of expenses. Medical check-ups of all types must also be considered in the plan without any exception to all diseases.
Accidental Coverage A domestic helper Insurance plan must offer to indemnify you and your maid from any liabilities arising from accidents. A good plan at that even includes third party offenses. These scenarios are likely to transpire after all but make sure you get the most out of what you are paying for.
Check the coverage of the insurance; it must be above average on what you're paying for monthly. Plus, the good insurance plan for maids must be transferrable and the transferring process must be easy for the employer. This is a rare case; most insurance are not transferrable to other maids and may require tedious process for continuation to others.
Securing a domestic helper insurance plan is a practice of responsibility. Maids are after all just like any other employees and with the nature of their work, they should be the ones always insured. If you decide to insure your maid you are going beyond the benefit of free liability but you are fostering a professional relationship with trust and responsibility.
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