Maid Insurance Fraud is an act intended to deceive which may employ manipulations, lies and empty promises all for financial gains. It is true that not all insurance companies are out there to trick you but there are always some who would bargain their way even into your domestic helper insurance just to deceive and run away with cash. Just in case you are at the end of the line, here are tips that might help you avoid the trap and protect your interests.
Whether you are dealing with an insurance company or an agent alone, analyze the one you are dealing with. Don't easily accept offers and take time to consider and ask around. Anything that needs your signature needs triple checking by you, a knowledgeable friend or family member or a third party. Whatever agreement you enter, make it a legal and formal one and make sure there is someone you can go after should something go wrong.
Update your maid insurance regularly. Don't entertain agents who ask personal cash. Always pay directly to the insurance company, accredited paying outlet or by check addressed to the company. Check your billing statements and review its accordance to the contract you have. They should always coincide, from terms to prices.
Insurance companies are doubtful when it comes to claims, so make sure that yours are genuine and it comes with proof. Ask for detailed hospital bills or police statements or testimonials for accidents. This way, your insurance can be speedily processed and claimed without further doubts and delays.
Maid insurance is a matter of great concern. If you are really serious about protecting the future of your maid and your household always make careful considerations on the decisions you make especially in financial matters. Take advices and do some research, but ultimately, always decide on your own.
Whether you are dealing with an insurance company or an agent alone, analyze the one you are dealing with. Don't easily accept offers and take time to consider and ask around. Anything that needs your signature needs triple checking by you, a knowledgeable friend or family member or a third party. Whatever agreement you enter, make it a legal and formal one and make sure there is someone you can go after should something go wrong.
Update your maid insurance regularly. Don't entertain agents who ask personal cash. Always pay directly to the insurance company, accredited paying outlet or by check addressed to the company. Check your billing statements and review its accordance to the contract you have. They should always coincide, from terms to prices.
Insurance companies are doubtful when it comes to claims, so make sure that yours are genuine and it comes with proof. Ask for detailed hospital bills or police statements or testimonials for accidents. This way, your insurance can be speedily processed and claimed without further doubts and delays.
Maid insurance is a matter of great concern. If you are really serious about protecting the future of your maid and your household always make careful considerations on the decisions you make especially in financial matters. Take advices and do some research, but ultimately, always decide on your own.
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