Are you settled in the US and missing your parents? A visit from your parents is a great occasion to look forward to. To make their visit free from worry, opt for the right health insurance for parents visiting from India.
Though your parents might primarily be at home, there could be unexpected sicknesses, infections or accidental injuries. A good travelers insurance for USA will take care of all such medical expenses and will insure your parents from any financial crisis arising from any such medical emergency.
Without reliable insurance coverage, you will have to bear all emergency health expenses, and they can be very high in the US. Health insurance for parents ensures proper care and treatment, and also saves you huge hospital bills. In fact, health insurance provides coverage for hospital expenses, intensive care, surgery and also prescription drugs. It even covers accidental death and dismemberment, and repatriation of remains.
Today, there is plenty of choice and flexibility in helping you choose the right travelers insurance for USA for your parents. These health plans offer many levels of coverage and can be purchased at anytime, even online. All you need to do is fill out an online application that will be used to furnish the travel insurance policy document. After the completion of the online transaction, the policy document with the insurance ID card and plan certificate is emailed to the customer's address.
Most health insurance plans have a fixed coverage of $50,000 to $100,000 with specific limit for various expenses like emergency room, doctor's fees and hospital fees. Basically, there are two types of health insurance for parents visiting from India: scheduled benefits plans and comprehensive benefits plans.
Scheduled benefits plans provide basic coverage at an inexpensive price. In scheduled benefits, the coverage for each type of medical service used has a limit. These plans have the lowest premiums, but one must be aware that the benefits offered are relatively limited compared to comprehensive benefits plans.
If you are looking for higher coverage, then Comprehensive Coverage Plans work best. Though the premium and the deductible are a bit high, the benefits offered are better in this plan. Comprehensive Coverage Plans sometimes offer coverage for pre-existing medical conditions too.
With the wide range of options available, it is easy to go with the right health insurance for parents visiting from India and make sure that their stay is stress free for you and them!
Though your parents might primarily be at home, there could be unexpected sicknesses, infections or accidental injuries. A good travelers insurance for USA will take care of all such medical expenses and will insure your parents from any financial crisis arising from any such medical emergency.
Without reliable insurance coverage, you will have to bear all emergency health expenses, and they can be very high in the US. Health insurance for parents ensures proper care and treatment, and also saves you huge hospital bills. In fact, health insurance provides coverage for hospital expenses, intensive care, surgery and also prescription drugs. It even covers accidental death and dismemberment, and repatriation of remains.
Today, there is plenty of choice and flexibility in helping you choose the right travelers insurance for USA for your parents. These health plans offer many levels of coverage and can be purchased at anytime, even online. All you need to do is fill out an online application that will be used to furnish the travel insurance policy document. After the completion of the online transaction, the policy document with the insurance ID card and plan certificate is emailed to the customer's address.
Most health insurance plans have a fixed coverage of $50,000 to $100,000 with specific limit for various expenses like emergency room, doctor's fees and hospital fees. Basically, there are two types of health insurance for parents visiting from India: scheduled benefits plans and comprehensive benefits plans.
Scheduled benefits plans provide basic coverage at an inexpensive price. In scheduled benefits, the coverage for each type of medical service used has a limit. These plans have the lowest premiums, but one must be aware that the benefits offered are relatively limited compared to comprehensive benefits plans.
If you are looking for higher coverage, then Comprehensive Coverage Plans work best. Though the premium and the deductible are a bit high, the benefits offered are better in this plan. Comprehensive Coverage Plans sometimes offer coverage for pre-existing medical conditions too.
With the wide range of options available, it is easy to go with the right health insurance for parents visiting from India and make sure that their stay is stress free for you and them!
About the Author:
Miranda Parker frequently writes about travelers insurance for USA and health insurance for parents visiting from India.
