How To Answer A Credit Card Summons

By Allan Henry


How to answer a credit card summons is something that many consumers worry about unnecessarily. There are many ways in which I have seen consumers try to answer these summons but only one way seems to work. I will explain to you the best way to answer and direct your efforts to other things that are more worthwhile to protect your financial situation.

I have watched as many people have made a ridiculous mistake. Everyone will always have a few different options when it comes to deciding how to answer a credit card summons. What I want to impress upon you is that by not answering you will automatically lose the case. There is no decision that is worse than this! Do not make this mistake and ensure that you lose the case made against you.

I hope that you have now decided to never run away from a summons. The fact of the matter is that it is not complex to answer a summons. All you need to do is follow the instructions provided and show up or do whatever you are being summoned to do. Some people may still feel like going along with a summons is going to hurt their case. The fact is that it wont. After arriving in court is where what you know or don't know will begin to make a huge difference.

In my opinion asking how to answer a credit card summons is the wrong question to be asking. The truth is that the majority of credit card debt lawsuits are won or lost based off the amount of knowledge that the consumer has of the legal system. I recommend spending your time learning about the legal system instead of worrying about the summons.

Opposing attorneys will assume that you do not have any knowledge of the legal system. This for most consumers is absolutely correct. They will then proceed to confuse you and set you up to make mistakes that will lose you the case. The best way to prepare you for a credit card lawsuit is to understand what the opposition will be asking you and what the best way is to answer each of the questions. To continue to grow your expertise it is also good to know what to ask the opposition to prove such as proof that they loaned you money or a valid signed and dated contract.

My recommendation to you is to focus your time and efforts on creating a defense that will hold up in court. The time spend gaining an education on the legal process will count much more towards your financial situation than spending your time searching for the key to how to answer a credit card summons.




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