The Federal Highway Administration reported that accidents involving motor vehicles are still the leading cause of death among Americans 34 years and younger. The costs of these accidents were estimated by the U. S. Department of Transportation to be around $230 billion annually. The National Highway Traffic Administration states that the number of fatalities in Colorado reached 465 in 2009. From 2005-2008, there was an average of 500 fatalities annually. According to a truck accident lawyer in Denver, light trucks have caused a significant percentage of these accidents.
Among the various causes of these highway accidents, alcohol, use of mobile phones while driving and other driver behaviors have been reported to be the most common. Depending on the type of accident, a legal expert in the Colorado statutes such as an auto accident lawyer in Denver or a truck accident lawyer in Denver should be consulted.
When in an accident with a truck, it's not uncommon for truck drivers to be unaware they have caused damage a car, or even if they know, they may deny hitting a car when there are no witnesses around. The plaintiff in an accident case has the burden of proof. The defense does not have to do anything.
Typically, Independent drivers only need simple bobtail insurance-a commodity that covers them with primary liability during times they aren't under another company's insurance. These drivers should always consider implementing a good physical damage policy to cover their own assets, especially considering their personal commercial trucking insurance premiums are usually lesser than motor carrier's policies. 18 Wheel Accident Lawyers.
Independent Owner/Operators and Physical Damage InsuranceIn order to make your living, your vehicle has to be in good working order. General maintenance costs can be very high, so why gamble on physical damage costs as well? Proper coverage can keep you from suffering the full brunt of those burdens. Regardless of fault, physical damage coverage provides protection in the event of an accident such as a collision or an overturn or roll. It will also cover the cost of damages associated with fires, vandalism, theft, or natural disasters. Physical damage insurance provides the independent owner/operator with the confidence that their truck is protected and their livelihood is not compromised. Comprehensive Coverage Vs. Physical Damage InsuranceMany commercial truck insurance companies will offer comprehensive coverage. Sometimes comprehensive coverage and physical damage policies are referred to interchangeably. This is usually true, since comprehensive coverage aims to protect the truck insurance holder's assets, regardless of fault. Comprehensive coverage, however, sometimes holds a distinction from a simple physical damage add-on because it protects your truck from non-accident damage as well. Comprehensive trucking insurance often carries special stipulations to cover trucks from natural disasters, weather, or fire. Comprehensive truck insurance also tends to cover damage or loss due to theft or vandalism, something a liability and physical damage policy may not cover. The exact terms of what comprehensive or physical damage policies will cover is usually stipulated in your truck insurance policy and should be discussed with your agent if there is any doubt.
Among the various causes of these highway accidents, alcohol, use of mobile phones while driving and other driver behaviors have been reported to be the most common. Depending on the type of accident, a legal expert in the Colorado statutes such as an auto accident lawyer in Denver or a truck accident lawyer in Denver should be consulted.
When in an accident with a truck, it's not uncommon for truck drivers to be unaware they have caused damage a car, or even if they know, they may deny hitting a car when there are no witnesses around. The plaintiff in an accident case has the burden of proof. The defense does not have to do anything.
Typically, Independent drivers only need simple bobtail insurance-a commodity that covers them with primary liability during times they aren't under another company's insurance. These drivers should always consider implementing a good physical damage policy to cover their own assets, especially considering their personal commercial trucking insurance premiums are usually lesser than motor carrier's policies. 18 Wheel Accident Lawyers.
Independent Owner/Operators and Physical Damage InsuranceIn order to make your living, your vehicle has to be in good working order. General maintenance costs can be very high, so why gamble on physical damage costs as well? Proper coverage can keep you from suffering the full brunt of those burdens. Regardless of fault, physical damage coverage provides protection in the event of an accident such as a collision or an overturn or roll. It will also cover the cost of damages associated with fires, vandalism, theft, or natural disasters. Physical damage insurance provides the independent owner/operator with the confidence that their truck is protected and their livelihood is not compromised. Comprehensive Coverage Vs. Physical Damage InsuranceMany commercial truck insurance companies will offer comprehensive coverage. Sometimes comprehensive coverage and physical damage policies are referred to interchangeably. This is usually true, since comprehensive coverage aims to protect the truck insurance holder's assets, regardless of fault. Comprehensive coverage, however, sometimes holds a distinction from a simple physical damage add-on because it protects your truck from non-accident damage as well. Comprehensive trucking insurance often carries special stipulations to cover trucks from natural disasters, weather, or fire. Comprehensive truck insurance also tends to cover damage or loss due to theft or vandalism, something a liability and physical damage policy may not cover. The exact terms of what comprehensive or physical damage policies will cover is usually stipulated in your truck insurance policy and should be discussed with your agent if there is any doubt.
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